Friday, November 2, 2012

What is the Best Loan Program available today?


In my professional opinion - By far - the best available loan program today is offered by GMAC Mortgage! - They have a purchase power program that saves the Buyer's Thousands of Dollars! They also have a close on time pledge that will pay the borrower a $500.00 gift card if the loan does not close on time by fault of GMAC.

Please see info below and call me if you are looking to buy or sell a home. 
Chris Benson 480-225-7188 // bensonrealestate@gmail.com
www.queencreekforeclosure.com/



Purchase Power Mortgage Program

Put more of your money into your home
instead of your closing fees.

If you're buying a new home, now you can save with our Purchase Power Mortgage Program. Plus you will get access to great rates, Close on Time Pledge, and Accelerated Payoff Program. You'll save with:
  • No Underwriting Fee
  • No Appraisal Fee
  • No Document Prep Fee
  • No Flood Certification Fee
  • No Credit Report Fee
  • No Fee for Lender Title Policy
  • No Recording Fee
  • No Settlement or Closing Fee

Access to low competitive rates

With the Purchase Power Mortgage Program, you get access to everyday low rates that can help lower your mortgage payments.
Close on Time Pledge
We pledge that we'll meet the closing date we agree on – or we'll give you a $500 pre-paid gift card.
Accelerated Payoff Program
Save thousands of dollars in interest over the life of your loan when you set up weekly or bi-weekly payments with our Accelerated Payoff Program, and reduce your mortgage by nearly 5 years (on average).

Experience you can count on

With over 25 years of experience, GMAC Mortgage provides you with licensed loan specialists who will be with you every step of the way.

Questions?

Speak with a Loan Specialist

Michael A. West
"Se habla espanol"
GMAC Mortgage | Mortgage Loan OfficerNMLS# 155689
17470 N. Pacesetter, Suite 216
ScottsdaleAZ 85255
T + 480 204 8357 | F + 866 340 2514michael.west@gmacm.com


LEARN MORE ABOUT THIS OFFER
Application is required and is subject to underwriting. Not all applicants are approved. Full documentation & property insurance required. Loan secured by a lien against your property. Fees & charges apply and may vary by product and State. Terms, conditions & restrictions apply, so call for details. Payments do not include amounts due for taxes & insurance, so actual payment will be greater. Recent rate shown for closed or committed loans, but rates, loan products & fees subject to change without notice. Your rate and term may vary. If you do not lock in a rate when you apply, your rate at closing may differ from the rate in effect when you applied. Consolidating or refinancing debts may increase the total finance charges you pay over the life of the loan and/or the time needed to repay the loan. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan.

30 Year Fixed

Advertised rate assumes: 30-year, fixed-rate, 1st lien, purchase money mortgage on an owner-occupied, single-family residence; loan amount of $210,000.00; loan-to-value ratio of 75.00%; credit score of 720; DTI of less than 45%; and monthly escrowing of taxes & insurance. For example, as of 11/02/2012, a $210,000.00 loan amount financed at 3.625% (3.661% APR), with a 0.400 point discount and 25.00% down payment, would result in 360 monthly principal and interest payments of $957.71.


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